Category Archives: Necessity

My Frugal Life

When people ask me how I plan to achieve financial independence, I tell them I simply adapted living frugally. When people hear the term “Frugal”, the first thing that comes to mind is cheap, deprive, and anti-social. They think people … Continue reading

Posted in Budgeting, Debt Reduction, Necessity, Saving | 4 Comments

Wants Vs Needs

Every penny counts when you are serious about achieving financial independence.  Being able to differentiate between a want and a need can potentially save you a lot of money. Wants are basically something that you would like to have just … Continue reading

Posted in Budgeting, Debt Reduction, Entertainment, Food, Necessity, Saving, Shopping | 4 Comments

Is driving a necessity or luxury?

  I met up with a friend of mine the other day and we started talking about jobs and saving money. He told me that he was considering giving up driving and try to take the public transportation instead to … Continue reading

Posted in Budgeting, Debt Reduction, Necessity, Saving | 4 Comments