Category Archives: Debt Reduction

Finally Debt Free! :):):)

July 28, 2011 is the day that I officially achieve debt freedom 🙂. I still can’t believe that it’s actually happening. I am completely debt free. All the earnings I make from now on will be mine instead of going … Continue reading

Posted in Annually Goals, Budgeting, Debt Reduction | 5 Comments

My Student Debt Update

As many of you who read my blog, this Thursday will be the day that I finally achieve one of my ultimate goal, paying off my $20,000 student loans. As of now, my student loan stand at $1,152.76 and my … Continue reading

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Debt Free Count Down: 2 Weeks!

Today is payday at Parmalat, so that means the whole pay cheque ($1,000) will go toward the student loan debt. As of today, my student loan debt is reduced to $1,150.75 🙂 from the original $20,000 student debt. There’s exactly … Continue reading

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Debt Free Count Down: 6 Weeks!

Today is payday at Parmalat, so that means the whole pay cheque ($1,000) will go toward the student loan debt. As of today, my student loan debt is reduced to $3,150.75 from the original $20,000 student debt. There’s exactly 6 … Continue reading

Posted in Annually Goals, Budgeting, Debt Reduction | 1 Comment

Debt Free Count Down: 8 weeks Left!

Today is payday at Parmalat, so that means the whole pay cheque ($1,000) will go toward the student loan debt. As of today, my student loan debt is reduced to $4,150.75 from the original $20,000 student debt. There’s exactly 8 … Continue reading

Posted in Annually Goals, Debt Reduction, Entertainment, Food

Debt Free Count Down: 10 weeks Left!

Today is payday at Parmalat, so that means the whole pay cheque ($1,000) will go toward the student loan debt. As of today, my student loan debt is reduced to $5,150.75 from the original $20,000 student debt. There’s exactly 10 … Continue reading

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My Student Debt Update!

So yesterday, I got my pay cheque from Parmalat and without any hesitation I transfer my Parmalat pay cheque of $1000 to my student loan account. If it was the old me, I know I wouldn’t  even think about using … Continue reading

Posted in Annually Goals, Budgeting, Debt Reduction | 4 Comments

How to eliminate your student loan quickly?

One of the most difficult task that university student have to face after graduation is to accept the reality that they have to start repaying their student loan. I couldn’t come into reality myself when I graduated in June 2009 … Continue reading

Posted in Annually Goals, Budgeting, Debt Reduction | 3 Comments

What are you doing in your 20’s?

Your 20’s are exciting time, you might just started university or just landed your first full-time job. On the other hand, you might be like me in your late 20s who has been working for a while and are ready … Continue reading

Posted in Annually Goals, Budgeting, Debt Reduction, Saving | 1 Comment

My Frugal Life

When people ask me how I plan to achieve financial independence, I tell them I simply adapted living frugally. When people hear the term “Frugal”, the first thing that comes to mind is cheap, deprive, and anti-social. They think people … Continue reading

Posted in Budgeting, Debt Reduction, Necessity, Saving | 4 Comments